While most defenses aren’t foolproof, there are ways to safely protect your online identity. If you are aware of how identity theft works, that’s the first step toward protecting yourself. The second is to use common sense. Never post information on a site that doesn’t offer an encrypted safety feature, and always self-censor what you want to say before you post it.
Consider the other suggestions from BMW of Freehold below and then begin to put them into practice:
Keep your security software updated
New and damaging viruses are devised for success. To protect your personal information, your computer should have up-to-date spam filters, a secure fire wall, anti-virus and anti-spyware programs installed. There are a number of trustworthy online options for free, or you can buy a security package. Many programs can be set to perform security checks automatically once or twice each week. Don’t forget to respond to notices about updating your system. People who ignore them have suffered the costly consequences.
Understand privacy policies
Every site’s privacy policies are different, and it’s important to know how your personal information will be used. If the site doesn’t have a privacy policy, consider that omission a warning that any personal information you give them will be sold without your permission.
Use only secure online shopping sites
Never assume that the website where you found the perfect toy for your pet is secured for your safety. You’ll know if it is by looking at the URL address box for an “s” in https:// and a “lock” symbol in the lower-right hand corner on the payment page. When in doubt, the Better Business Bureau (BBB) suggests “right-clicking anywhere on the page and select ‘Properties.’ This will let you see the real URL (website address), and the dialog box will reveal if the site is not encrypted.”
Reputable sites also display the BBB seal of approval or other seals from well known endorsement sources. Do click on the seals to confirm authenticity.
Also pay attention to password strength suggestions offered by reputable websites. You want to keep your passwords varied and as complicated as possible to foil online identity theft.
Use credit cards for online payments
It’s recommended that you use credit cards for online payments on well secured sites. Did you know that, under federal law, you can dispute any charge if you don’t receive the purchased item or if there is any issue about returning the item? Shoppers have rights when it comes to disputing unauthorized charges and no liability when a credit card is stolen.
That good news doesn’t mean that you should ignore monthly credit card statements. Always scrutinize the charges for any unauthorized activity. If you establish an online account with password strength, you can check charges sooner rather than waiting for a mailed paper copy.
Watch out when using wireless connections
Whether you’re at Starbucks or at home on a wireless WiFi connection, your personal data, including your passwords, might be flying around “out there” and can be picked off by criminals that are eavesdropping experts.
Cyberspace is an excellent word for the unchartered universe you encounter when online. These suggestions for how to protect your online identity will help you explore safely. If you ever experience identity theft, you don’t want it to be because you failed to use common sense.
